<![CDATA[Fixed Deposit Promotion]]>I think it will be wise to look at other alternatives instead of just FD. Now, if you have 100k I’d strongly suggest an UOB One account which bag you up to 7.8% P.A and the criteria are reasonable. You need to have a spending of above $500 per month and fulfil either of these 2 criteria, 1) Salary of at least $1,600 being credited under SAL code OR 2) Make 3 Giro Debits transaction per month.


If you have another 100k, you can also make use of the UOB Stashaway account which gives 5% P.A. All you’re required to do is just leave the money there and don’t make any withdrawals. In the event that you have to, you will miss a month of bonus interests but it will be reset on the following month.

By far, these 2 products have worked well for me. I’d appreciate if any parents here have a better options. Thanks!

]]>https://forum.kiasuparents.com/topic/82168/fixed-deposit-promotionRSS for NodeSat, 02 May 2026 04:06:18 GMTThu, 22 Feb 2024 16:19:59 GMT60<![CDATA[Reply to Fixed Deposit Promotion on Fri, 22 Dec 2023 01:26:14 GMT]]>The website still says it is fully subscribed :shock:


I guess good things doesn't last forever 😂

]]>https://forum.kiasuparents.com/post/2125326https://forum.kiasuparents.com/post/2125326Fri, 22 Dec 2023 01:26:14 GMT<![CDATA[Reply to Fixed Deposit Promotion on Thu, 21 Dec 2023 06:01:02 GMT]]>

RoastChickenDance\" post_id=\"2125201\" time=\"1703067423\" user_id=\"161727:

Yup, on Monday evening.
Thank you.

]]>https://forum.kiasuparents.com/post/2125283https://forum.kiasuparents.com/post/2125283Thu, 21 Dec 2023 06:01:02 GMT<![CDATA[Reply to Fixed Deposit Promotion on Wed, 20 Dec 2023 10:17:03 GMT]]>

Coolkidsrock2\" post_id=\"2125191\" time=\"1703061703\" user_id=\"48901:

There is a message that it is already fully subscribed. Is it only recently launched?
Yup, on Monday evening.

]]>https://forum.kiasuparents.com/post/2125201https://forum.kiasuparents.com/post/2125201Wed, 20 Dec 2023 10:17:03 GMT<![CDATA[Reply to Fixed Deposit Promotion on Wed, 20 Dec 2023 08:41:43 GMT]]>

RoastChickenDance\" post_id=\"2125057\" time=\"1702978526\" user_id=\"161727:

FWD Save Smart Series 1
Guaranteed returns of 3.80% per annum over 2 years
https://www.fwd.com.sg/savings-insurance/save-smart-series/
There is a message that it is already fully subscribed. Is it only recently launched?

]]>https://forum.kiasuparents.com/post/2125191https://forum.kiasuparents.com/post/2125191Wed, 20 Dec 2023 08:41:43 GMT<![CDATA[Reply to Fixed Deposit Promotion on Tue, 19 Dec 2023 09:35:26 GMT]]>FWD Save Smart Series 1

Guaranteed returns of 3.80% per annum over 2 years
https://www.fwd.com.sg/savings-insurance/save-smart-series/

]]>https://forum.kiasuparents.com/post/2125057https://forum.kiasuparents.com/post/2125057Tue, 19 Dec 2023 09:35:26 GMT<![CDATA[Reply to Fixed Deposit Promotion on Mon, 17 Jul 2023 02:04:24 GMT]]>The dividend of T - Bill is paid upon the auction date and no need to wait for the 6 months period.

]]>https://forum.kiasuparents.com/post/2113806https://forum.kiasuparents.com/post/2113806Mon, 17 Jul 2023 02:04:24 GMT<![CDATA[Reply to Fixed Deposit Promotion on Mon, 17 Jul 2023 01:44:51 GMT]]>

Coolkidsrock2\" post_id=\"2113800\" time=\"1689556771\" user_id=\"48901:

Not easy to get new customers, most people I know are consolidating accounts and credit cards for easier management.

Also, can be troublesome to change salary crediting.
There will be some works initially. I was like fm Uob changed to ocbc360 when ocbc changed rate.. then uob increased the rate to match and I went back. Now that the rate is dropping, I m not sure how long this rate can sustain.

..it seems nowadays the qtrly cc rebate is more flexi as I see odd figures instead of fixed amt like 100/150/300 etc but I don't hv time to monitor..so long as there is min $50/qtr min I think.

The HSBC ega is not bad too but minus pt is need take out rest 1 mth b4 considered as fresh fund for next round..something like that. Mine due end this mth and int by Sept..haven't seen the interest yet so not sure whether good or not.

The last Tbills seems very good too.

]]>https://forum.kiasuparents.com/post/2113804https://forum.kiasuparents.com/post/2113804Mon, 17 Jul 2023 01:44:51 GMT<![CDATA[Reply to Fixed Deposit Promotion on Mon, 17 Jul 2023 01:19:31 GMT]]>

MrsKiasu\" post_id=\"2113717\" time=\"1689484528\" user_id=\"43981:

If can satisfy payroll and credit card exp..I still find Uob One best. 5% excluding Card rebates. Can get more than 400 int/mth.
Not easy to get new customers, most people I know are consolidating accounts and credit cards for easier management.

Also, can be troublesome to change salary crediting.

]]>https://forum.kiasuparents.com/post/2113800https://forum.kiasuparents.com/post/2113800Mon, 17 Jul 2023 01:19:31 GMT<![CDATA[Reply to Fixed Deposit Promotion on Sun, 16 Jul 2023 05:15:28 GMT]]>If can satisfy payroll and credit card exp…I still find Uob One best. 5% excluding Card rebates. Can get more than 400 int/mth.

]]>https://forum.kiasuparents.com/post/2113717https://forum.kiasuparents.com/post/2113717Sun, 16 Jul 2023 05:15:28 GMT<![CDATA[Reply to Fixed Deposit Promotion on Sat, 15 Jul 2023 10:09:52 GMT]]>

tsh0202\" post_id=\"2113391\" time=\"1689207892\" user_id=\"6030:

Any good lobang for FD?
Super duper lobang! :rahrah:

3.5% interest rates from the first dollar with no fixed deposit period. Minimum deposit of S$1,000 only!

https://www.cimb.com.sg/en/personal/banking-with-us/accounts/savings-accounts/cimb-starsaver-savings-account.html

]]>https://forum.kiasuparents.com/post/2113662https://forum.kiasuparents.com/post/2113662Sat, 15 Jul 2023 10:09:52 GMT<![CDATA[Reply to Fixed Deposit Promotion on Thu, 13 Jul 2023 00:47:39 GMT]]>

tsh0202\" post_id=\"2113391\" time=\"1689207892\" user_id=\"6030:

Any good lobang for FD?
T - Bill 6 months, last batch interest 3.99%

]]>https://forum.kiasuparents.com/post/2113394https://forum.kiasuparents.com/post/2113394Thu, 13 Jul 2023 00:47:39 GMT<![CDATA[Reply to Fixed Deposit Promotion on Thu, 13 Jul 2023 00:24:52 GMT]]>Any good lobang for FD?

]]>https://forum.kiasuparents.com/post/2113391https://forum.kiasuparents.com/post/2113391Thu, 13 Jul 2023 00:24:52 GMT<![CDATA[Reply to Fixed Deposit Promotion on Mon, 03 Jul 2023 10:38:09 GMT]]>

manorway\" post_id=\"2112202\" time=\"1688371406\" user_id=\"9303:

Chief, if there was no will, is it as simple as showing up at the bank with his death certificate to claim?
Yes, if there’s no will, can bring yr documents incl proof of relationship to verify. That’s what MIL did. The bank will verify & send a mail to beneficiary.

With account holders with vast sums, I believe the bank will handle differently. I rmbr one of my staff had to post in all the news media obituary so to ensure all vested parties are informed in the event there are other inheritors coming fwd to claim & the court will then declare %tage of distribution of assets.

]]>https://forum.kiasuparents.com/post/2112224https://forum.kiasuparents.com/post/2112224Mon, 03 Jul 2023 10:38:09 GMT<![CDATA[Reply to Fixed Deposit Promotion on Mon, 03 Jul 2023 09:47:50 GMT]]>

manorway\" post_id=\"2112202\" time=\"1688371406\" user_id=\"9303:

Chief, if there was no will, is it as simple as showing up at the bank with his death certificate to claim?
Um... not too sure. But what you can do is to go to any bank with his death certificate, and some documentation of your relationship with him. Ask them to check if he has any account with them. They should be able to find out quickly and get back to you asap. The wife should be the default beneficiary on death of the husband.

]]>https://forum.kiasuparents.com/post/2112216https://forum.kiasuparents.com/post/2112216Mon, 03 Jul 2023 09:47:50 GMT<![CDATA[Reply to Fixed Deposit Promotion on Mon, 03 Jul 2023 08:03:26 GMT]]>Chief, if there was no will, is it as simple as showing up at the bank with his death certificate to claim?

]]>https://forum.kiasuparents.com/post/2112202https://forum.kiasuparents.com/post/2112202Mon, 03 Jul 2023 08:03:26 GMT<![CDATA[Reply to Fixed Deposit Promotion on Sun, 02 Jul 2023 23:23:51 GMT]]>

manorway\" post_id=\"2112135\" time=\"1688312527\" user_id=\"9303:

...If the wife knows he has a few FD accounts but not sure of the details, can she just show up at the banks with his death certificate to claim?
...
I don't see why not. Hopefully, it was willed to her as his wife.

]]>https://forum.kiasuparents.com/post/2112144https://forum.kiasuparents.com/post/2112144Sun, 02 Jul 2023 23:23:51 GMT<![CDATA[Reply to Fixed Deposit Promotion on Sun, 02 Jul 2023 15:42:07 GMT]]>If the FD accounts are in husband’s name and he passed away suddenly without leaving a will, and wife does not even know how many FD accounts he had and how much in each, what will happen to the money in those accounts?


If the wife knows he has a few FD accounts but not sure of the details, can she just show up at the banks with his death certificate to claim?

Any ideas?

]]>https://forum.kiasuparents.com/post/2112135https://forum.kiasuparents.com/post/2112135Sun, 02 Jul 2023 15:42:07 GMT<![CDATA[Reply to Fixed Deposit Promotion on Sun, 02 Jul 2023 15:01:19 GMT]]>

tsh0202\" post_id=\"2112104\" time=\"1688297206\" user_id=\"6030:

Is there any FD promotion?
Nothing attractive now. Wait till July, Fed likely to raise interest rate one more time

]]>https://forum.kiasuparents.com/post/2112129https://forum.kiasuparents.com/post/2112129Sun, 02 Jul 2023 15:01:19 GMT<![CDATA[Reply to Fixed Deposit Promotion on Sun, 02 Jul 2023 11:26:46 GMT]]>Is there any FD promotion?

]]>https://forum.kiasuparents.com/post/2112104https://forum.kiasuparents.com/post/2112104Sun, 02 Jul 2023 11:26:46 GMT<![CDATA[Reply to Fixed Deposit Promotion on Fri, 14 Apr 2023 10:10:14 GMT]]>

Imp75\" post_id=\"2105477\" time=\"1681466260\" user_id=\"2358:

Any catch here? Cos it’s so much higher than other banks
Looks ok to me ..no min sum and can withdraw any amt, anytime. Calculation based on daily. Can withdraw all after end Jul as int period till end Jul. Int will only be credited in Sep. Need to sms to them on your EGA acct number then after 5 to 7 days call them to check the qualification status..better chk individually coz not as straight forward as normal Time Dep 😓

]]>https://forum.kiasuparents.com/post/2105479https://forum.kiasuparents.com/post/2105479Fri, 14 Apr 2023 10:10:14 GMT<![CDATA[Reply to Fixed Deposit Promotion on Fri, 14 Apr 2023 09:57:40 GMT]]>

MrsKiasu\" post_id=\"2105475\" time=\"1681463552\" user_id=\"43981:

You gals may want to check out HSBC EGA (SGD) acct for interest period from Apr23 to end Jul23. 4.35% or 4.5% for Premier acct.
Any catch here? Cos it’s so much higher than other banks

]]>https://forum.kiasuparents.com/post/2105477https://forum.kiasuparents.com/post/2105477Fri, 14 Apr 2023 09:57:40 GMT<![CDATA[Reply to Fixed Deposit Promotion on Fri, 14 Apr 2023 09:12:32 GMT]]>You gals may want to check out HSBC EGA (SGD) acct for interest period from Apr23 to end Jul23. 4.35% or 4.5% for Premier acct.

]]>https://forum.kiasuparents.com/post/2105475https://forum.kiasuparents.com/post/2105475Fri, 14 Apr 2023 09:12:32 GMT<![CDATA[Reply to Fixed Deposit Promotion on Fri, 14 Apr 2023 07:33:06 GMT]]>Not tried but it says at the bottom of the page new to bank clients, to use the app to open account. Guessing it can extract the info from MyInfo like how it is done at other banks.

]]>https://forum.kiasuparents.com/post/2105469https://forum.kiasuparents.com/post/2105469Fri, 14 Apr 2023 07:33:06 GMT