There is always risk in any investment so you must invest prudently especially when your 2nd child is coming.

ngl2010:

Btw, gas price depends on what type of air-con you have. Certain gas is more expensive. You can check around first.

That is right.
Non inverter aircon gas is cheaper than inverter aircon gas.

Problem is do we really need to topup aircon gas?
Think this article might here:
http://blog.airconservicesg.com/2013/07/do-we-really-need-to-topup-up-aircon-gas.html

Sweet Joy:

Hi, has anyone use Nippon Paint Painting Service? Just like to know how you find it. Appreciate your responses. Thanks.

I used them before but i think they might be using sub con.

I am using Singapore Part Time Maid:

http://www.facebook.com/parttimemaid

It is fine to hire part time maid as long as you go with MOM & CPF Rules.

Read how you can hire legal part time maid:
http://www.housecleanersingapore.com/articles/is-it-illegal-to-employ-part-time-maid-in-singapore.html

Hope it helps