Hi, I bought a similar plan for my children. Pay 10 years but only get the lump sum after 20 years. We choose monthly payment. Frankly speaking I already lost track on how much I’ll be able to get back for their education, but to get back that amount of money, I guess for girls at 20 yo, they should be already at local or oversea uni so I feel the lump sum for their education might come a bit too late.

Our monthly commitment for the family with the insurance company is about $2.4k per month, there is always never enough planning, life insurance, education endowment and now the last policy we bought 6 years ago was retirement plan. The money were locked, no flexibility. Lazy way of saving if we’re not good at investment.
Age catching up, we can’t keep on buying such long term plan. So now I buy shares and gold, more flexibility. Buy accumulate and don’t sell if you don’t really need the money.

Hi Parents, my child very weak in higher Chinese composition, I would like to ask if there’s any recommendation for higher Chinese composition model writing? Not tuition class but books which I can easily buy off the shelf.

Hi parents,

I would like to ask for recommendation on higher Chinese model composition book. I went to Popular but couldn’t seems to find any good model composition for higher Chinese, most are for standard Chinese whereby the word counts are somewhere around 100 but higher chinese would require 200 word counts.
Thanks in advance!!

Hi parents, so nice to see a group chat for the 2021 PSLE. Last lapse of P5 journey before our child step into the important PSLE year. I’m already thinking how to prepare her since she’s only an average student. Looking forward to more sharing and guidance here.

Oh thank you so much for the suggested places. Will do some read up and purchase tic.

Hi Floppy, both my girls are 6 and 9 years old.

I’ll be visiting Bangkok for a short 6D5N, can someone share itineraries with me as this is our first time going with kids. Is there any place worth bringing the children for a visit?

Hi Pangyx, chance upon this thread. It’s useful… thank you so much for putting the effort to create this thread… I do benefit from your tips…

Thanks for the encouragement, shall see how she fare this SA2.

Zeit:

bluegal6:

Dear All,

Thanks for the guidance on the itineraries I posted earlier. We have confirm on below itineraries, a very relax one or two activities/day.

Day 1\tTokyo - probably visit Yokohama cupnoodles/ Doraemon musuem
Day2\tKawaguchiko - Gotemba premiun outlet
Day 3\tKawaguchiko - fuji-Q highland
Day 4\tKaruizawa - ski resort
Day 5\tKaruizawa - Jigokudani Monkey Park
Day 6\tTokyo -
Day 7\tTokyo - Disneysea
Day 8\tTokyo -
Day 9\tHome Sweet Home

bluegal
I think this looks great! Not sure what time you arrive on Day 1, so you might have to work on check-in times and train timings to Yokohama. Normally, I chill on Day 1 and plan minimal city sightseeing.

You may also wish to know it's pretty common for tourists to combine Mt Fuji and Gotemba Outlets into 1 full day, so maybe you can save a day After all you cant explore much of Mt Fuji beyond the 5th station during winter.

I see you've changed from Yeti to Karuizawa ski resort to be closer to Jigokudani. Snowtown Yeti (2nd station) can also be combined with your Mt Fuji & Gotemba outing. Just a suggestion.

Hi Zeit,
I'll arrive at 5.55am on the first day, will be staying at Haneda Excel Hotel Tokyu as sis will be joining us on the 2nd day, afterwhich we'll travel to Kawaguchiko together.

Ya how I wish is could squeeze Mt Fuji and Gotemba Outlets in a day but heard winter period, shops close early plus quite a bit of travelling to do thus I plan a relax trip for the children.

MyPillow:

Bluegal,
can share how u plan to travel from
Day 4\tKaruizawa - ski resort
Day 5\tKaruizawa - Jigokudani Monkey Park

If bullet train , need to go to Nagano, then fr Nagano to monkey park traveling time also not short.
not sure within One day can transfer to Monkey park or not - Winter day time is v short , sun set abt 4.30pm.

snow monkey can be seen in Ueno Zoo ( enclosure) too , but not natural onsen la

Hi MyPillow,
This is quite far, tentatively I am planning to use Shinkansen cos we are considering to buy Tokyo Wide Pass to cover day 4-day 6. This time round winter period we dare not drive, else driving can really save half the time compare to public transport.
I always refer to rome2rio for the travelling..
https://www.rome2rio.com/map/Karuizawa-Station/Jigokudani-Monkey-Park