Property Views

[MrsKiasu]

MyPillow\" post_id=\"2073085\" time=\"1656849273\" user_id=\"70594:

Mrsks, u also lucky that been paying less than 1% for last 2 yrs? Now us a matter of time , borrowers to be hit by new rising rates . Up n down waves for home owners . But no urgent need to pay off if other investments returns are higher .

Mp, I went to chk my old emails when you mentioned 2 yrs..really 2 yrs ! Shouldn't complain la hor..this current one with option to change after 1 yr.

[xueyan]

Can i check can do decoupling for HDB or is it only for private property?

[Estéema]

xueyan\" post_id=\"2074384\" time=\"1657783756\" user_id=\"6643:

Can i check can do decoupling for HDB or is it only for private property?

HDB strictly cannot do decoupling.

[xueyan]

Estéema\" post_id=\"2074389\" time=\"1657784133\" user_id=\"66413:

HDB strictly cannot do decoupling.

That means that if I own a HDB now and would like to purchase a private condo for investment, there is no way to avoid paying the 17% ABSD? Definitely have to pay right?

[Estéema]

xueyan\" post_id=\"2074394\" time=\"1657786563\" user_id=\"6643:

That means that if I own a HDB now and would like to purchase a private condo for investment, there is no way to avoid paying the 17% ABSD? Definitely have to pay right?

No way to avoid. That’s why some parents buy under Trust for their babies! :rotflmao:

[Zeal mummy]

xueyan\" post_id=\"2074384\" time=\"1657783756\" user_id=\"6643:

Can i check can do decoupling for HDB or is it only for private property?

https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership

[Zeal mummy]

MyPillow\" post_id=\"2073013\" time=\"1656757159\" user_id=\"70594:

That’s high! 3% for how long ?
I m not following loan interest yet- mine till end 23.
U just settled yours , can share what is floating rate now ?

Sorry I just came in and saw this post. Think floating was SoR +0.65. I’m not sure what are the rates now..

[Zeal mummy]

lee_yl\" post_id=\"2073056\" time=\"1656822997\" user_id=\"17023:

Mapletree seems popular!
We are reading up on CapitalLand Integrated Commercial Trust (CICT), Mapletree, Ascendas and Keppel. Maybe pick 1-2 from the above.

I still have some CCT shares. Which ones did you buy in the end?

[Parent]

Zeal mummy\" post_id=\"2074404\" time=\"1657790404\" user_id=\"58173:[quote=\"Zeal mummy\" post_id=2074404 time=1657790404 user_id=58173]
https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership[/quote]

No decoupling allowed for HDB.

[Zeal mummy]

Parent\" post_id=\"2075207\" time=\"1658232817\" user_id=\"2348:

No decoupling allowed for HDB.

You’re welcome.